We’re an independent, full-service insurance agency that delivers comprehensive, customized solutions. We’ve served individuals, groups, and businesses in Centralia and in communities throughout Southern Illinois for more than 35 years, and also we work with a variety of A-rated carriers that enable us to provide our clients with many insurance options.
We take a somewhat old fashioned approach to delivering insurance products and to providing services, and this means that we work closely with the people whom we serve in order to understand the people’s needs and to ensure that the people whom we serve are completely secure. We look forward to serving you.
Our insurance offerings are personal and also commercial. For individuals and groups we have homeowners, auto, recreational vehicle, and identity theft insurance policies and plans, and also we have many other personal insurance options.
We have a business program that protects virtually any commercial enterprise in Southern Illinois, and also we offer a farm insurance program that enables farmers and agribusiness owners in Southern Illinois to smoothly run farming businesses.
To learn about our insurance offerings, please visit our products page.
Debby Woolbright, who is a commercial lines specialist and who also works with personal lines, founded our agency. Debby is an avid pianist, and also Debby plays piano at her church. She loves spending time with her grandsons.
Pageen Krutsinger works with personal lines and with claims. She enjoys attending church; watching cooking shows; and testing new recipes on her family.
Sheryl Gansauer worked for SSM for 22 years before coming to Central Insurance & Bonding, and she works with all lines of insurance. Sheryl is active with her church in many ways, and also Sheryl enjoys family life, crafting, decorating, and her kitty cats.
Debby’s, Pageen's, and Sheryl’s commitments to the communities that the agents serve are as complete as Debby’s, Pageen’s, and Sheryl’s commitments to all other aspects of the agents’ lives.
Our approach is a little old fashioned. We prefer to meet with you when and where it is most convenient for you and to develop policies one-on-one. We also prefer to stay in touch with you throughout the year. This way, we ensure that you understand your policies, that your policies are current, and that you’re satisfied.
We’re an independent agency, so we have access to numerous insurance options from many companies. We have longstanding relationships with these companies and vast institutional knowledge that helps us maximize coverage and minimize costs.
We thoroughly assess clients' needs and assist clients through claims processes. Once we know and understand the clients' needs, we identify the right coverages. At the points that the right coverages are identified, we create the best possible options.
In order to ensure that there are never gaps in coverage and that clients' rates are always competitive, we regularly and closely review policies and plans that we write. If and when possible, we include clients in review processes, and as a result, the clients are able to fully understand their purchases and be aware of needs for changes to coverages.